Individual Health Insurance

Affordable Care Act

The Affordable Care Act (ACA), also known as Obamacare, is a U.S. law enacted in 2010 to expand access to affordable health insurance, prevent discrimination based on pre-existing conditions, and provide subsidies for low-income individual.

Short Term Medical 

Short-term medical insurance provides temporary health coverage for individuals who need a flexible, limited-duration plan, typically lasting a few months to a year. These plans offer basic coverage for unexpected illnesses and injuries but often exclude pre-existing conditions.

Hospital Indemnity

Hospital indemnity insurance is a supplemental policy that provides cash benefits for hospital stays, surgeries, and other covered medical services. It helps cover out-of-pocket costs like deductibles, copays, and lost income during hospitalization. 

Cancer, Heart Attack, Stroke

Cancer, heart attack, and stroke insurance plans are supplemental policies that provide lump-sum or benefit payments upon diagnosis of these critical illnesses. These plans help cover medical expenses, lost income, and other financial burdens not covered by primary health insurance.