Life Insurance

From age 0 to 100, we have an option for you!

Whole Life

Whole life insurance is a permanent life insurance policy that provides lifelong coverage with a guaranteed death benefit and a cash value component that grows over time. Premiums remain fixed, and policyholders can borrow against or withdraw from the cash value. 

Term Life

Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years, paying a death benefit if the insured passes away during the term. It is generally more affordable than whole life insurance but does not accumulate cash value. 

Final Expense

Final expense insurance is a type of whole life insurance designed to cover end-of-life costs, such as funeral expenses, medical bills, and other debts. It offers smaller coverage amounts, typically ranging from $5,000 to $50,000, with simplified underwriting for easier approval.